Holistic Chartered
Financial Planners
UK

Our team, which includes our Chartered Financial Planners, work within a Chartered Financial Planning firm dedicated to helping clients build a future they can rely on.

 

We focus on helping individuals, from all walks of life, clarify and realise their dreams and goals through financial planning. Whatever your dreams or concerns may be, we want to help you bring certainty and security to your future, so you can look forward to it with confidence.

Our Financial
Planning Services

Efficient Portfolio offers a wide range of financial planning services. Whether you need help managing your investments or planning your retirement, we can provide holistic and strategic planning to meet all of your needs.

Retirement Planning

The financial decisions you make today could greatly impact your future. Retirement is an extremely important milestone and it’s never too early, or too late, to start your retirement planning.

Investment Management

Part of building a comfortable future involves creating a flexible and sustainable investment strategy. Our Financial Planners and investment management services can help build a bespoke investment and financial portfolio that meets your individual needs.

Mortgage Advice

Your mortgage and buying your dream home can be challenging, but rewarding, and the right advice can make a complicated process feel hassle-free. Using our mortgage advice services can boost your chances of securing the right mortgage for you.

Financial Protection

It’s only natural that you seek to protect your finances. After all, it ensures you and your family will always have something to fall back on. Financial protection is an integral part of wealth management that helps bring you peace of mind.

Estate Planning

Estate planning ensures that your legacy, finances, and assets are handled the way you envisioned. Even after you’re gone, you can keep providing for your family and help make this transition as smooth as possible.

Our Fees

We pride ourselves on offering fair, and truly transparent fees. Your first call with a Chartered Financial Planner is free of charge and our fees will be clearly outlined before any work takes place.

Tools and Calculators

Before speaking to one of our Financial Planners you can gain a better understanding of your future financial situation by using our free wealth management and financial planning tools. Calculate the impact of compound interest, determine how much money you could receive when you retire, or even highlight the areas of your finances that are most at risk.

Book a chat with one of our team

The first step to achieving your goals is to discuss your concerns with a member of our team.

Why Efficient Portfolio?

At Efficient Portfolio, we offer our clients the chance to maximise their opportunities and reduce their risks so that they can benefit from the best financial future possible. Our team of Chartered Financial Planners offer clarity and transparency at all levels, which, in turn, helps you feel confident when mapping out your financial plan and future.

Our Happy Clients

Above all, our goal is to keep our clients happy by providing a professional, transparent, and bespoke service. Here’s what some of our satisfied customers have to say...

My wife and I found Efficient by chance and from our original engagement with Tim Webb and the Team we knew we were in good hands. All of our initial concerns and requirements were dealt with in a professional manner and our plan was open for discussion and tweaked accordingly. If you are looking for financial advice then I would highly recommend you reach out to them!

thumb Kamal Patel
June 7, 2021

An excellent firm that cares for its clients, keeps them posted with changes to their accounts, advises new ideas and communicates so much better than many of their competitors. I'm glad we changed to them from our previous advisers.

thumb Roger Kimbell
June 7, 2021

We have been advised by Charlie Reading since the early days of his career as Financial Advisor. He provided sound advice on our pensions and savings when we retired. His advice was carefully matched to our financial goals and our tolerance to risk. The advice has proved to be sound and the results have exceeded our expectations following a very turbulent world financial market over the last fourteen years. We have witnessed his business flourish to its current level where the Efficient Portfolio team excel in technical knowledge, innovation, and customer service.

thumb Russell Blandford
October 15, 2021

I have been with Efficient Portfolio for a few years now and feel they have my best interests at heart. With regular reviews, updates and personal access to my own portfolio, I feel very supported by the dedicated and professional team of EP. To be recommended!

thumb Marja Quak
October 16, 2021

Tom has managed my portfolio for the last 2-3 years and is very professional and pro active in looking after my needs.

thumb Chris J
June 8, 2021

Meet the Team

The team at Efficient Portfolio is both incredibly skilled and diverse. Our Financial Planners operate on a client-centric ethos, are equipped to provide clients with the bespoke financial guidance they need, and place clients’ concerns and goals at the heart of everything they do.

Meet the Team

Our Culture and Values

team

At Efficient Portfolio, our goal is to create meaningful and sincere relationships with our clients. Navigating through your finances can be a complex process, which is why we’re here to help guide and support you.

Ellipse

Our team is constantly striving to improve their skills and knowledge so that you can benefit from the best service available. We’re future-focused and aim to stay ahead of industry trends because we want our clients to maximise their opportunities every step of the way.

team-success

We understand the importance of your finances, therefore, we operate with transparency. Honesty is the best policy and we pride ourselves on being a wealth management company that is both straightforward and open with our clients.

Latest Articles

At Efficient Portfolio, we like to keep up with all the latest news and trends in the industry. If you’re interested in learning more about personal financial planning and overall wealth management UK, take a look at our latest articles.

FAQs

Still haven’t found the answer you’re looking for? Head over to our most frequently asked questions on our financial planning FAQ page.

Entrepreneurial Happiness

Charlie Reading has combined his own experience as a business owner with his research from business books, workshops and courses led by other successful entrepreneurs to create the system he calls 'entrepreneurial happiness'.

This book provides a culmination of business ideas for all leading entrepreneurs to make their business more profitable and achieve a healthy work life balance. The system to create entrepreneurial happiness is there in front of you and you cannot afford to wait. The secrets of the 21st century entrepreneur are greater than you can imagine, and just a read away.

Entrepreneurial Happiness

Smart Money Book

If you are looking to start saving for your future and want to make sure that you can retire early enough to enjoy amazing experiences with your friends and family rather than listening to their stories of freedom while you are still at work, this book is for you.

Growing and protecting your estate for the benefit of your loved ones is a key aim of the majority of our clients. Working together, we help to formulate strategies that will provide your family with financial security and freedom for the rest of their lives. But are you confident that they will do the same for the generations to come? Or even worse, will they squander the money because they don’t know how to look after it?

Smart Money Book

The Life Legacy Gift

Life only has context and meaning because of death. But the Life Legacy Gift isn’t just about your demise; it it’s actually about making the most of life, both now and for generations to come.

The ultimate eventuality of death is something all of us must face, yet few of us feel equipped to talk about. There are many considerations to make, ranging from the practicalities and administration following someone’s passing, through to leaving a legacy, both in a financial and in a more emotional sense. But where should you start?

The Life Legacy Gift

The Dream Retirement

Retirement can be a hugely painful and emotional transition.

You’ve spent your entire life earning money, and now you must turn off the tap and live off only what you have accumulated. Will it be enough? Will you be able to live the life of your dreams, or are you at risk of running out of money? Can you afford to accomplish your bucket list?

On the other hand, can you really afford not to?

The Dream Retirement

Our Events

We also host an array of free and educational financial planning events and webinars so that our clients can learn how to identify financial risks, protect their wealth, prepare for their future, and leave a legacy behind for their loved ones.

Book a chat with one of our team

The first step to achieving your goals is to discuss your concerns with a member of our team.
GET IN TOUCH
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