Holistic Financial Planning UK

At Efficient Portfolio, we help people clarify and realise their dreams and goals by connecting them with expert Financial Planners.

We believe that clients must be placed at the heart of every financial planning strategy, and that building a deep understanding of what you want to achieve in the future and what concerns you have about the present is the only way to truly reach your financial objectives. That is why we only work in conjunction with Financial Advisers and Financial Planners who believe in these principles, and have demonstrated the highest level of qualification, ethics and have tried and tested client relationship practices.

Our Financial
Planning Services

Efficient Portfolio offers a wide range of financial planning services. Whether you need help managing your investments or planning your retirement, we can provide holistic and strategic planning to meet all of your needs.

Retirement Planning

The financial decisions you make today could greatly impact your future. Retirement is an extremely important milestone and it’s never too early, or too late, to start your retirement planning.

Investment Management

Part of building a comfortable future involves creating a flexible and sustainable investment strategy. We can connect you with experts who can build an investment and financial portfolio that meets your needs.

Mortgage

Your mortgage and buying your dream home can be challenging, but rewarding, and the right advice can make a complicated process feel hassle-free.

Financial Protection

It’s only natural that you seek to protect your finances. After all, it ensures you and your family will always have something to fall back on. Financial protection is an integral part of wealth management that helps bring you peace of mind.

Estate Planning

Estate planning ensures that your legacy, finances, and assets are handled the way you envisioned. Even after you’re gone, you can keep providing for your family and help make this transition as smooth as possible.

Tools and Calculators

Before speaking to us you can gain a better understanding of your future financial situation by using our free wealth management and financial planning tools. Calculate the impact of compound interest, determine how much money you could receive when you retire, or even highlight the areas of your finances that are most at risk.

Book a chat with one of our team

The first step to achieving your goals is to discuss your concerns with a member of our team.

Why Efficient Portfolio?

We provide a financial education platform that gives clients access to qualified, FCA regulated advisers, who are ethically aligned with our founding principles . Unlike some online directories, we only work with a select few advisers, who must undergo thorough due diligence checks and who
have a proven and established working relationship with us and our clients.

The team of Financial Advisers and professionals we introduce our clients to have incredibly diverse and skilled backgrounds, so by working together we can achieve so much more and provide guidance to a huge range of clients.

Our Happy Clients

Above all, our goal is to keep our clients happy by providing a professional, transparent, and bespoke service. Here’s what some of our satisfied customers have to say...

I was introduced to Charlie Reading and his team a few years ago and only wish I'd found them sooner. Since i have been a client I have been reassured my pension monies are being invested wisely and the proof is in the returns so far. Feeling safe and secure in the future was my goal and they are helping me achieve this with their wise and honest counsel.

Stephanie MacKellar Avatar Stephanie MacKellar
June 8, 2021

I have been with Efficient Portfolio for a few years now and feel they have my best interests at heart. With regular reviews, updates and personal access to my own portfolio, I feel very supported by the dedicated and professional team of EP. To be recommended!

Marja Quak Avatar Marja Quak
October 16, 2021

An excellent firm that cares for its clients, keeps them posted with changes to their accounts, advises new ideas and communicates so much better than many of their competitors. I'm glad we changed to them from our previous advisers.

Roger Kimbell Avatar Roger Kimbell
June 7, 2021

With EP since April 2018. Service is excellent and investments are performing well. Very pleased.

chris eaton Avatar chris eaton
October 18, 2021

I have been with EP for over 18th months and have seen my portfolio grow in line with my expectations and we were well supported during the recent pandemic. Tom and the team have demonstrated that it was a good decision to select them rather than others and I now have a much better handle on my retirement plan, my lifetime cash flow and with Charlie’s insight an improved bucket list and reading library. The YouTube videos are great but maybe a better choice of Xmas jumpers next year!!

jason morten Avatar jason morten
June 7, 2021

Our Culture and Values

team

At Efficient Portfolio, our goal is to create meaningful and sincere relationships with our clients. Navigating through your finances can be a complex process, which is why we’re here to help guide and support you.

Ellipse

Our team is constantly striving to improve their skills and knowledge so that you can benefit from the best service available. We’re future-focused and aim to stay ahead of industry trends because we want our clients to maximise their opportunities every step of the way.

team-success

We understand the importance of your finances, therefore, we operate with transparency. Honesty is the best policy and we pride ourselves on being both straightforward and open with our clients.

Latest Articles

At Efficient Portfolio, we like to keep up with all the latest news and trends in the industry. If you’re interested in learning more about personal financial planning and overall wealth management UK, take a look at our latest articles.

FAQs

Still haven’t found the answer you’re looking for? Head over to our most frequently asked questions on our financial planning FAQ page.

Entrepreneurial Happiness

Charlie Reading has combined his own experience as a business owner with his research from business books, workshops and courses led by other successful entrepreneurs to create the system he calls 'entrepreneurial happiness'.

This book provides a culmination of business ideas for all leading entrepreneurs to make their business more profitable and achieve a healthy work life balance. The system to create entrepreneurial happiness is there in front of you and you cannot afford to wait. The secrets of the 21st century entrepreneur are greater than you can imagine, and just a read away.

Entrepreneurial Happiness

Smart Money Book

If you are looking to start saving for your future and want to make sure that you can retire early enough to enjoy amazing experiences with your friends and family rather than listening to their stories of freedom while you are still at work, this book is for you.

Growing and protecting your estate for the benefit of your loved ones is a key aim of the majority of our clients. Working together, we help to formulate strategies that will provide your family with financial security and freedom for the rest of their lives. But are you confident that they will do the same for the generations to come? Or even worse, will they squander the money because they don’t know how to look after it?

Smart Money Book

The Life Legacy Gift

Life only has context and meaning because of death. But the Life Legacy Gift isn’t just about your demise; it it’s actually about making the most of life, both now and for generations to come.

The ultimate eventuality of death is something all of us must face, yet few of us feel equipped to talk about. There are many considerations to make, ranging from the practicalities and administration following someone’s passing, through to leaving a legacy, both in a financial and in a more emotional sense. But where should you start?

The Life Legacy Gift

The Dream Retirement

Retirement can be a hugely painful and emotional transition.

You’ve spent your entire life earning money, and now you must turn off the tap and live off only what you have accumulated. Will it be enough? Will you be able to live the life of your dreams, or are you at risk of running out of money? Can you afford to accomplish your bucket list?

On the other hand, can you really afford not to?

The Dream Retirement

Our Events

We also host an array of free and educational financial planning events and webinars so that our clients can learn how to identify financial risks, protect their wealth, prepare for their future, and leave a legacy behind for their loved ones.

Book a chat with one of our team

The first step to achieving your goals is to discuss your concerns with a member of our team.
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