Our Financial Planning Team

We have an incredibly diverse and skilled team, and by working together we can achieve so much more. We value everything everyone brings to the table, and by joining forces, we not only achieve our goals, but grow and improve our business for the better. At Efficient Portfolio we have a team of highly skilled and qualified individuals who can provide guidance to a range of clients.
Charlie Reading
Founder and Director

Charlie is also the author of ‘The Dream Retirement’, an award-winning speaker who has a passion for amazing retirement planning.

Charlie has successfully helped many people save for, manage and enjoy their retirement, often when they didn’t think they had saved enough. Through careful planning he has shown them how they can maximise the money, reduce their risk and design an income strategy that delivers the life they desire. But Charlie is also passionate about building a better life through understanding what makes us happy and healthy. What makes our mind tick, and what strengthens our relationships, because ultimately the financial side of retirement is just the starting point.

He loves spending time with his wife and two daughters, cycling, swimming, running and playing golf, is passionate about scuba diving, safari and travelling.

Tom Senogles
Financial Planner

Tom is a Chartered Financial Planner and the Adviser Manager at Efficient Portfolio.

Tom previously worked for sister company Efficient Paraplanning but moved over to Efficient Portfolio in 2016. During his time at Efficient Paraplanning Tom has spent time working for many of the UKs top financial planners and advisers on an outsourced basis giving him a wide range of experience in investments, pensions, and trust and tax planning. During his studies, Tom was awarded best performance in obtaining both the Diploma in Regulated Financial Planning 2016 and Advanced Diploma in Financial Planning 2019 from the Chartered Insurance Institute.

Likes: Formula 1 & Cats
Dislikes: Fruit in puddings, beetroot & red cabbage
Favourite pastimes: Skiing, golf & squash
Favourite artist/band: Damian Marley

Tim Webb
Financial Planner

Tim is a Chartered Financial Planner and a Full Member of the Chartered Securities Institute. He has been with Efficient Portfolio since June 2014 and holds numerous specialist qualifications, making him an expert in his field.

Prior to Efficient Portfolio, Tim worked briefly in an accountancy firm where he developed his interest in the financial services sector.

Likes: Science, cars, mindfulness
Dislikes: new potatoes, grey skies, white noise
Favourite pastimes: green therapy, reading
Favourite artist/band: The Weeknd

Henry Elliston
Financial Planner

Henry is a Chartered Financial Planner, with 15 years’ experience advising clients in the lead up to and reaching retirement.  In particular, he has advised many professionals who have maximised their pension savings, to accrue further savings and maximise the legacy passed on to their loved ones.  He has also been elected a Fellow of the Personal Finance Society and is a Pension Transfer Specialist.

Likes: watching sport, holidays, live music
Dislikes: uncooked eggs
Favourite pastimes: squash, playing with my girls, knocking up a mean Sunday roast and walking the hound
Favourite artist/band: Gorillaz

Adrian Jones
Financial Planner

Adrian has been an adviser for just under 23 years with the last 19 ½ years working for an employee benefits firm. He has specialised in corporate pensions and have predominantly focused on ‘at retirement’ solutions for members of those schemes. His main line of work is predominantly in SIPP/Drawdown work, advising clients into and through retirement, this also includes other investment advice.

Richard Phillips
Financial Planner

Richard Phillips has been a Financial Adviser since training with Prudential in 1991, and has been Independent since 2000. He focuses his advice proposition on the active management of client funds both pre and post retirement, including tailored Inheritance Tax planning.

He is also one of relatively few advisers qualified to offer specific advice in the care funding market.

Likes: “one pan” cooking, blues music, relaxing with a glass of wine
Dislikes: Rain, delayed flights, rap music, feta cheese
Favourite pastime: Walking along a beach/through a forest, long lazy breakfasts in bed
Favourite artist/band: I like most music and therefore most artistes but BB King and Kevin Davy White hit the spot.

Charlotte Colton
Business Development Manager

Charlotte has been with Efficient Portfolio since 2011 but has worked in marketing and business development since graduating from Kings College London in 2007 with a BA in English. Since then she has undertaken several courses and qualifications in marketing and management, including copywriting, advanced social media and a diploma in Internet Marketing. She oversees the operations of the business to ensure that our strategic plans for growth, innovation and the overall wellbeing of our team are achieved. Away from work, Charlotte enjoys travelling and experiencing new cultures, experimenting in the kitchen, classes at the gym, long country walks and the theatre. She spends the majority of her time at home looking after (chasing after!) her two bulldogs; Hector and Claude. She is also a keen writer, both professionally and personally, and in her spare time she supports a local educational charity.

Likes: Dogs, wine and being by the sea
Dislikes: Baked beans and snakes
Favourite pastime: Country walks, reading and fine dining
Favourite artist/band: Led Zeppelin

Andrea Harrison
Mortgage Adviser

Prior to working within Financial Services, Andrea had a long-term career in the Private Sector and initially joined the world of Financial Services in 2013, later qualifying as a Mortgage & Protection Adviser in 2016.

Likes: White wine, good food, sunshine and holidays

Dislikes: Being cold, unkindness and bad manners

Favourite Pastimes: Anything involving my children and adventure!

Favourite Artist/Bands: Everything from Jazz, Classical through to Modern Pop

Alex Wycherley

Alex joined Efficient Portfolio in January 2017, having worked for a well-known Wealth Management firm for 8 months preceding that. Alex is a Paraplanner, with a Diploma in Regulated Financial Planning, currently working towards obtaining his Chartered status.

Prior to working in the Financial Services industry, Alex took a career break to obtain his Private Pilot’s Licence (Helicopter) and continues to pursue flying in his spare time.

Likes: Dogs, racket sports & tropical climates
Dislikes: British weather
Favourite pastime: Dog walking
Favourite artist/band: Coldplay

Katie Burgess

Katie has been with Efficient Portfolio since March 2016, working her way up from business administration to a paraplanning position. She has achieved her Diploma in Regulated Financial Planning and is currently working towards chartered status. Her goal is to become a Chartered Financial Planner.

Likes: Music, festivals, travelling, socialising, food
Dislikes: Peanut butter, global warming
Favourite pastime: Exploring, mountain biking, running, going to the gym
Favourite artist/band: Luke Combs or John Mayer

Alex Dalton
Client Relationship Manager

Alex joined Efficient Portfolio in December 2017 as Reception Manager, following a career in hospitality, before developing an interest in Financial Services and progressing into the Client Relationship Management team. She is currently working towards completion of her Diploma in Regulated Financial Planning and recently began training to become a Paraplanner within the Company.

Likes: Cheese, craft beer and walking holidays
Dislikes: Winter, noisy eaters and baked beans
Favourite pastime: Gardening, reading and cooking
Favourite artist/band: Fleetwood Mac, Levellers and The Dead South

Angela Elder
Finance Manager

Angela has been with Efficient Portfolio since January 2014 and is now working with the Company Accounts. Angela has 19 Years in Accountancy roles and holds AAT Qualifications & Bookkeeping. Angela is working her way with studying and taking accountancy exams and her goal is to attain the Chartered Accountant qualification. Angela is an avid Reader and has recently become a keen runner.

Likes: Fine Bordeaux & Burgundy wine & Cooking
Dislikes: Spiders and standing in ques
Favourite pastime: Reading/Running
Favourite artist/band: Stone Roses, Oasis and Deep Electronic House music

Victoria Sauntson
Executive PA & Digital Marketing Manager

Victoria is a skilled Personal Assistant with over 14 years of office-based experience in the private sector. She has been with Efficient Portfolio since 2018 and is now expanding her role to take on the role of Digital Marketing Manager, so that she can expand her skill set and knowledge.

Likes: Puzzles, travelling, chocolate
Dislikes: Running, Brussel sprouts, slow walkers
Favourite pastimes: Escape Rooms, Geocaching, family games nights, dancing
Favourite artist/band: Wolfmother (at the moment)

Charlie Kinder
Client Relationship Manager

Charlie joined Efficient Portfolio in October 2018. She is an English Language graduate with a background in administration. Charlie is studying towards her Diploma in Regulated Financial Planning and is enjoying this opportunity to learn and broaden her experience.

Likes: Red wine, exploring new places
Dislikes: Being cold, deep water, mushrooms
Favourite pastimes: Reading, country walks, cooking (or trying to!)
Favourite artist/band: Foo Fighters, Ed Sheeran

Harry Duval
Client Relationship Manager

Harry joined Efficient Portfolio at the start of 2019. Graduating in the summer of 2018 in Business Management & Golf, he is currently working towards my Diploma in Regulated Financial Planning.

Likes: Football, Golf & Socialising
Dislikes: Queuing
Favourite pastime: Gym
Favourite artist/band: Juice WRLD

Stephanie Tennant
Administration Manager

Stephanie joined Efficient Portfolio in February 2019. She has many years’ experience in office-based roles, having previously run a small business and worked in the legal sector.

Stephanie is working towards her Diploma in Regulated Financial Planning and is looking forward to the opportunities this will afford her career.

Likes: Words, cheese, gin and chocolate
Dislikes: Rudeness, inconsiderate people, reggae
Favourite pastime: Dancing, fitness, running
Favourite artist/band: Killers / Foo Fighters / Kings of Leon

Helen Lacey
Technical Manager

Helen has worked in the Insurance and Financial Services sectors for the last 16 years. She joined Efficient Portfolio as a Paraplanner in 2019. Helen has achieved her Certificate in Paraplanning and Diploma in Regulated Financial Planning. She also holds her Pension Transfer Specialist qualification and is currently working towards Chartered status.

Likes: Cats, Champagne, Classic FM
Dislikes: Icy roads, Moths, Red onion
Favourite pastimes: Going to art galleries, theatre & cinema, Pilates, going on long walks.
Favourite artist/band: Stereophonics

Simon White
Client Relationship Manager

Simon joined Efficient Portfolio in August 2020. He has many years experience in customer service and administration of Life and Pension policies. Simon is studying towards his Diploma in Regulated Financial Planning and is excited to learn and take on more as he progresses.

Likes: Real Ale, Sci-fi, Northampton Saints
Dislikes: Parking, Football, Avocados
Favourite Pastimes: Gaming, reading and a little too much socialising.
Favourite Artist/Bands:  At time of writing; Decembrists, Roadkill Ghost Choir, Blur

Deb Watts
Administration Manager

Deb joined Efficient Portfolio in February 2020. She is an experienced administrator working for over 20 years in the business and finance sectors. She is enjoying studying for her Award in Financial Administration.

Likes: mountains, Lord of the Rings, rain
Dislikes: slow drivers, butterflies, bad spelling
Favourite pastimes: West End musicals, reading, walking in the rain
Favourite artist/band: Sara Bareilles

Matt Baird

Matt joined Efficient Portfolio at the beginning of 2021. He has been working in the finance industry for over 8 years. During this time he has undertaken many qualifications earning him his Diploma in Regulated Financial Planning and is currently working towards obtaining his Chartered status.

Likes: Sport, Travelling and Socialising
Dislikes: Frogs
Favourite pastime: Playing Football
Favourite artist/band: Childish Gambino

Book a chat with our experts

The first step in achieving your goals is to discuss your current concerns with one of our qualified Financial Planners.