Lifetime Cash-Flow
Forecast Calculator

Every financially secure future begins with thorough planning, but it’s not always easy to know how much you should be putting away. Retirement is one of the most important milestones in life, so you’ll want to make sure you’re doing things correctly. To help you along the way, we’ve developed a Lifetime Cash-Flow Planning Tool.

What Is a Lifetime Cash-Flow Forecast Calculator?

In essence, this quick and easy Cash-Flow Calculator provides you with an in-depth snapshot of what your financial future could look like. After inserting a few pieces of information, you’ll receive an estimate of the current value of your pension including how it will be affected by interest rates and inflation.

It will also determine the age at which your pension fund will be empty and the amount of annual income you’ll receive post-retirement. This information helps you identify any weak points in your retirement strategy and gives you the chance to better prepare for a comfortable future.

Why You Might Need to Use a Lifetime Cash-Flow Forecast Calculator

Truth be told, everybody can benefit from the use of a Cash-Flow Calculator. Whether you are just beginning to think about this important retirement chapter, or you are nearing retirement, a free Cash-Flow Calculation can help you feel more secure about the impact your personal finances will have on your future.

The sooner you start thinking about your retirement, the longer you have to put a rigorous and dependable plan in place. Using these tools can help you better plan for your future, determine how much you’ll need to enjoy your retirement, and help identify ways in which you can increase your pension.

How Do I Use It?

After inserting a few basic details into the future Cash-Flow Calculator, you’ll receive an overview of your pension income, how long it may last, and how it might impact your savings.

Once you’ve entered all your information, our Investment Forecast Calculator will do all the work. You’ll gain a rough idea of how long your pension will last and the value of your retirement fund in the years to come.

Please fill out the form below

Your pension fund will be empty by age
Pension Value

What Do My Results Mean?

It’s impossible to know what the future may hold; however, careful planning and preparation is the best way to live a comfortable life during retirement. You can use these figures as a starting point to adjust your investment strategy and address any financial concerns you may have with your retirement plan.

After using the Forecast Calculator, you’ll receive an illustrated graph and a detailed table about the future state of your pension. It will show you the estimated value of your pension over the years to come as well as the effect that interest rates and inflation may have on its value.

Our Retirement Planning Service

At Efficient Portfolio, we understand the importance of preparing your finances for the future. That’s why we offer a range of free online lifetime cash flow planning tools.

Our Other Retirement Planning Tools and Calculators

Our online Retirement Calculators and family financial planning tools are designed to give you a snapshot of what your future financial plan may look like. They’re a great starting point for those who are eager to get started with their lifetime cash-flow planning but are unsure of where to begin.

Book a chat with one of our team

The first step to achieving your goals is to discuss your concerns with a member of our team.

Our Other Financial Planning Services

At Efficient Portfolio, we pride ourselves on offering our clients a wide range of financial planning services. Retirement planning is just the first step towards creating a financially secure future.

Estate Planning

Financial planning doesn’t stop at retirement, you can use estate planning to ensure that your legacy, assets, and finances are taken care of when you are no longer around. This allows individuals to rest easy knowing that their loved ones are cared for and provided for adequately.


Purchasing a property is one of life’s most rewarding milestones. Mortgage advice can help you secure the best mortgage on the market and get you one step closer to your dream home.

Financial Protection

Once you’ve accumulated your wealth, it’s natural that you seek to protect your finances as best as you can. You can gain peace of mind knowing that you, and your family, will always have a financial plan to fall back on.

Investment Management

Investment management is one of the most vital components of a financially secure future.