How Can I Structure Finances Through a Difficult Time?

Helen’s husband had died tragically in his mid-50’s, leaving Helen to look after her 3 children, singlehandedly, and without a primary income. Her husband had been in charge of the family finances and so Helen came into the process devastated with her loss, somewhat confused as to what her options might be, and determined to protect the legacy she had inherited.

We worked together methodically and collaboratively, slowly bring her financial affairs into order at a speed Helen was comfortable with. This started with a cash-flow projection to demonstrate that Helen would now have sufficient funds to live without the need to worry about finding a full-time job and could still afford to take holidays with her children every year.

In order to achieve this, some of the money she collected from the life assurance pay-out was invested, making full use of the tax wrappers available to her and structured in a way that was easy to follow and understand.