Modern life seems busier than ever, so many people find that they don’t have time for a whole host of things: cleaning, exercising and, in this case, looking after their wealth.
Two of our clients, who are also close family friends, are both incredibly successful professionals in London, but they found that work and family commitments meant that they had very little time to maximise their hard-earned money.
Chris and Helen came to Efficient Portfolio because they wanted to build a secure future for them and their two young sons. They both earnt a good wage but felt that they had no structure over their finances, and were uncertain if they could afford school fees, additional holidays or, ultimately, when they could both afford to retire.
The work we do with Chris and Helen is ongoing, and the continual reviews and adaptations we make have helped to bring stability and certainty. Over the 15 years Chris and Helen have been clients, we have ensured that they have made the most of their planning opportunities, dealt with the changes promptly and addressed problems as and when they arose. Ultimately, the structure we have put into place has ensured that, even when they are at their busiest, they are still able to easily manage their finances and make the best financial decisions that will create the financial future they want. Time is no longer an obstacle.
Lifetime Cash-Flow Forecasting has been a fundamental tool in helping to support Chris and Helen. Every time a change has happened in their lives, we’ve been able to plot out their options and see the potential impact. Through our guidance, and forecasting, we’ve even been able to help them pick the best schooling for their boys.