Charlie Reading APFS

Charlie Reading

Charlie Reading is the founder and director of Efficient Portfolio. Having worked in the industry since 1999, Charlie has a wealth of experience and has been designated with ‘Chartered Financial Planner’ status, placing him in the top 10% of all advisers in the country.

Charlie is also the author of ‘The Dream Retirement’, an award-winning speaker who has a passion for amazing retirement planning.

Charlie has successfully helped many people save for, manage and enjoy their retirement, often when they didn’t think they had saved enough. Through careful planning he has shown them how they can maximise the money, reduce their risk and design an income strategy that delivers the life they desire. But Charlie is also passionate about building a better life through understanding what makes us happy and healthy. What makes our mind tick, and what strengthens our relationships, because ultimately the financial side of retirement is just the starting point.

He loves spending time with his wife and two daughters, playing golf and squash, cycling, travelling and is passionate about scuba diving, safari and good wine.

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Tom Senogles APFS

Tom Senogles

Your likes: Formula 1 & Cats
Your dislikes: Fruit in puddings, beetroot & red cabbage
Your favourite pastimes: Skiing, golf & squash
Your favourite artist/band: Damian Marley

Tim Webb Dip PFS

Tim Webb

Tim has been with Efficient Portfolio for approaching 5 years and holds the following qualifications, whilst currently working towards obtaining Chartered status:

- Diploma in Regulated Financial Planning
- Certificate in Securities Advice and Dealing
- Certificate in Discretionary Investment Management
- Certificate in Pension Transfer Advice which is a specialist qualification which classes Tim as a ‘Pension Transfer Specialist’ by our regulator, the FCA.
- Award in Long Term Care Insurance

Prior to Efficient Portfolio, Tim worked briefly in an accountancy firm where he developed his interest in the financial services sector.

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Henry Elliston FPFS

Henry Elliston

Henry is a Chartered Financial Planner, with 15 years’ experience advising clients in the lead up to and reaching retirement.  In particular, he has advised many professionals who have maximised their pension savings, to accrue further savings and maximise the legacy passed on to their loved ones.  He has also been elected a Fellow of the Personal Finance Society and is a Pension Transfer Specialist.

Your likes: watching sport, holidays, live music
Your dislikes: uncooked eggs
Your favourite pastimes: squash, playing with my girls, knocking up a mean Sunday roast and walking the hound
Your favourite artist/band: Gorillaz

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Richard Phillips Dip PFS

Richard Phillips

Richard Phillips has been a Financial Adviser since training with Prudential in 1991, and has been Independent since 2000. He focuses his advice proposition on the active management of client funds both pre and post retirement, including tailored Inheritance Tax planning.
He is also one of relatively few advisers qualified to offer specific advice in the care funding market.

Likes: "one pan" cooking, blues music, relaxing with a glass of wine
Dislikes: Rain, delayed flights, rap music, feta cheese
Favourite pastime: Walking along a beach/through a forest, long lazy breakfasts in bed
Favourite artist/band: I like most music and therefore most artistes but BB King and Kevin Davy White hit the spot.

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Charlotte Colton

Charlotte Colton

Charlotte has been with Efficient Portfolio since 2011 but has worked in marketing and business development since graduating from Kings College London in 2007 with a BA in English. Since then she has undertaken several courses and qualifications in marketing, including copywriting, advanced social media and a diploma in Internet Marketing.

Dan Smalley Dip PFS Cert. SMP

Dan Smalley

Your likes: Cooking & travelling

Your dislikes: Rock music & British weather

Your favourite pastimes: Cycling

Your favourite artist/band: Drake

Alex Wycherley Dip PFS

Alex Wycherley

Alex Wycherley joined Efficient Portfolio in January 2017, having worked for a well-known Wealth Management firm for 8 months preceding that. He is currently a Paraplanner and is working towards his Diploma in Financial Planning, with the final exam coming up in July. Following that he will then progress towards obtaining the APFS qualification. Prior to working in the Financial Services industry, Alex took a career break to obtain his Private Pilot’s Licence (Helicopter) and continues to pursue flying in his spare time.

Katie Burgess Dip PFS

Katie Burgess

I have been with Efficient Portfolio for over 3 years, working my way up from business administration to a paraplanning position. I have achieved my Diploma in Regulated Financial Planning and am currently working towards chartered status. I also hope to complete my Certificate in Paraplanning within the coming months. My current role within the business is Paraplanner, which involves researching and writing up Financial Plans for our advisers. In the future, my goal is to progress to become a Chartered Financial Planner within the company.

Molly Warren Dip PFS

Molly Warren

Molly has been with Efficient Portfolio since March 2015, and has spent her time at the company gaining knowledge and experience in various areas of Financial Planning. She holds the Diploma in Regulated Financial Planning and the Certificate in Financial Services, and is now working towards her Chartered status. She also has a keen interest in the Estate Planning sector. Molly has recently undertaken the STEP Certificate for Financial Services - Trusts and Estate Planning, and is hoping to become a STEP Affiliate Member in 2020.
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