App I’ve Found Useful
I am currently in Cornwall and my favourite App when I am down here is Magic Seaweed. It gives you detailed surf forecasts, tide times and live webcams so you can choose your beach or your activity based on the likely conditions in advance. I just wish my surfing was as good as the predictions!
TED Talk I’ve Found Interesting
‘Brain Magic’ by Keith Barry is a brilliant TED talk where he shows us how our brains can fool our bodies and involves the audience in some jaw-dropping, dangerous and hilarious feats of brain magic.
What I’ve Been Reading
I recently finished a book called ‘Happy Money: The Japanese Art of Making Peace’ by Ken Honda which really made me think about money differently.
For many of us the subject of money is unavoidably stressful. Managing our personal finances is complicated, time consuming and often (particularly in the slow countdown to pay day) dispiriting. The good news is that in Japan - where a Zen approach to life is more widely practiced - a pathway to a better relationship with money is being carved by Ken Honda. If you want rethink your attitude towards money, I suggest that you give this fascinating book a try.
What I’ve Been Watching
Being back by the sea for the first time in ages is a wonderful thing; so I apologise for those of you have will have to wait a little longer. The sea is such a magical, powerful and mystical body, and so many people craft their careers from it. Fishpeople is a brilliant documentary that tells the stories of a unique cast of characters who have dedicated their lives, in one way or another, to the sea. It is beautifully shot, and shows the transformative effects of time spent in the ocean.
Quote of the Week
“Clouds come floating into my life, no longer to carry rain or usher storm, but to add color to my sunset sky.”
- Rabindranath Tagore
Finance Theme I’ve Been Considering
Many of our clients take it for granted, but the Wrap Platform is one of the most powerful concepts ever to enter the world of financial services. People quickly forget how, before they met us, they had 3 pensions, 4 ISAs, a few unit trusts and maybe an investment bond. Each company sent them valuations, demanded forms to be completed and required monitoring.
The Wrap platform allows our clients to see all of their money in one place, to have one central investment strategy to all of their money, regardless of the tax wrapper and to move money between those different tax wrappers to maximise their allowances and minimise tax. They really are a powerful weapon in the financial armoury, but amazingly one that many people are still missing out on. This is still not the norm for most people, so enjoy the freedom the Wrap brings, and please don’t keep them a secret!