When building portfolios in this style, they are almost all different. As a result, we can specifically target the level of return you need to achieve to realise your financial goals. The level of risk vs return is a key feature of these portfolios. Often by truly understanding your financial goals you can afford to take less risk than you otherwise might, which can lead to more consistent returns and less chance of something going wrong.
Only through understanding your Life Plan and analysing your Lifetime Cash Flow Forecast can we really identify what return you actually need, and therefore what level risk you need to take.